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Loan Rates

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Loan Products

Used Vehicles
Credit ScoreInterest Rate
726 - UP 3.00%
705 - 725 4.00%
670 - 704 6.50%
635 - 669 9.50%
610 - 634 11.50%
609 - DOWN 14.00%

Recreational Vehicles
Credit ScoreInterest Rate
726 - UP 3.00%
705 - 725 4.50%
670 - 704 7.00%
635 - 669 10.50%
610 - DOWN 14.00%

New Vehicles & Recreational Vehicles
MUST HAVE AT LEAST A 705 CREDIT SCORE (A+ & A GRADE)
YearTerm
2020 & 2019 2.50
2018 & 2017 3.00
2016 & 2015 3.50

Shared Secured Loans
Term
2.000% HIGHER THAN THE RATE PAID ON THE CURRENT
MAXIMUM RATE OF REGULAR SHARE ACCOUNTS

Unsecured Loans
AmountTerm
$250 - $2,500 WITH AN INTEREST RATE OF 18.000%

Real Estate
Credit Score20 YRH.E. 0-60H.E. 61-120
725 - UP 3.50% 3.75% 4.75%
675 - 725 4.50% 4.00% 5.75%
650 - 674 5.25% 5.00% 7.25%

LOANS ARE SUBJECT TO A 0.25% LOWER INTEREST RATE IF AN ACH
PAYMENT IS SET UP. THIS EXCLUDES THE UNSECURED, MORTGAGE, AND
SHARE SEUCRED LOANS. IF THE AUTOMATIC PAYMENT IS STOPPED
THE INTEREST RATE WILL BE RAISED BY 0.25%.