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Loan Rates

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Loan Products

Used Vehicles
Effective Date: Thursday, September 28th, 2023
Credit ScoreInterest Rate
726 - UP 7.25%
705 - 725 8.25%
670 - 704 10.75%
635 - 669 13.75%
610 - 634 15.75%
609 - DOWN 18.00%

Recreational Vehicles
Effective Date: Thursday, September 28th, 2023
Credit ScoreInterest Rate
726 - UP 7.75%
705 - 725 8.75%
670 - 704 11.25%
635 - 669 14.75%
610 - DOWN 18.00%

New Vehicles & Recreational Vehicles
Effective Date: Thursday, September 28th, 2023
MUST HAVE AT LEAST A 705 CREDIT SCORE (A+ & A GRADE)
YearTerm
2022 & 2021 5.75
2020 & 2019 6.50
2018 & 2017 7.25

Shared Secured Loans
Term
2.000% HIGHER THAN THE RATE PAID ON THE CURRENT
MAXIMUM RATE OF REGULAR SHARE ACCOUNTS

Unsecured Loans
AmountTerm
$250 - $2,500 WITH AN INTEREST RATE OF 18.000%

Real Estate
Effective Date: Thursday, September 28th, 2023
Credit Score20 YRH.E. 0-60H.E. 61-120
Not Available at this time.  
Check back after November 1st, 2023  

LOANS ARE SUBJECT TO A 0.25% LOWER INTEREST RATE IF AN ACH
PAYMENT IS SET UP. THIS EXCLUDES THE UNSECURED, MORTGAGE, AND
SHARE SEUCRED LOANS. IF THE AUTOMATIC PAYMENT IS STOPPED
THE INTEREST RATE WILL BE RAISED BY 0.25%.

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